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Installment Loans
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Most applications eligible for instant funding. Exceptions apply.†
The power of the internet
Anyone who has lived paycheck to paycheck at some point in their life knows the feeling that they are just one unexpected expense away from a financial emergency. Millions of Americans have experienced this feeling, and our goal at LendSwift is to lend them a helping hand when they need it the most.
The internet allows LendSwift to quickly underwrite loans entirely online, which is great news for anyone who is in need of quick cash.
Loans we offer
Installment Loan
An installment loan is a more long term product that is repaid in regularly scheduled payments, usually over the course of six months to a few years. These loans generally involve higher principal amounts and are generally more suitable than payday loans as long term financial solutions.
Don’t worry about your credit score
Millions of Americans have what mainstream financial institutions would consider “bad credit.” In fact, almost half of Americans have a credit score below 680. Most banks and traditional lenders consider any score under this level to be subprime, meaning that they will likely deny any such borrower who applies for a loan or credit line.
At LendSwift, we use information from alternative credit reporting services to help gauge your eligibility for our loan products. This means that to us, having a bad credit score is not a dealbreaker for any applicant. It also means that applying for a LendSwift loan will not affect your traditional credit score. LendSwift was founded to get quick cash to individuals underserved by the traditional financial system, and we take that mission very seriously!
Why we do what we do
Our mission at LendSwift is to provide greater access to credit to consumers underserved by traditional financial companies. The reason we exist is to be an available resource to the vast portion of our country that cannot access credit services at banks and other mainstream lenders during a time of financial crisis.In many cases, you will have a greater chance of being approved for a LendSwift loan than for a line of credit at a bank.Commonly asked questions about online loans
Will applying for an online loan affect my credit?
What are the requirements to apply for an online loan?
Do I need good credit to apply for a online loan?
Can I get a loan even if I am unemployed?
How will loan be funded?
Head to our State Disclosures page to learn more.